Asset Finance

5.0

from 5 reviews

Asset Finance

Fund your new vehicle, plant or machinery with Asset Finance

Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other vehicle or equipment loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.

Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.

Ready to chat to one of our team?

Asset Finance Process

Initial Consult

Have a chat with one of our qualified brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you qualify for Asset Finance. 

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your finance approved.

Asset Finance Process

Our Latest Reviews

Sam Bowles

Very professional and extremely thorough. Highly recommend for first home buyers.

Isaac Mackenzie

Anthony went above and beyond with excellent communication and guidance throughout the process. As a first home buyer, I couldn’t have asked for a better broker — highly recommended!

Frangi Beauty

Anthony went above and beyond in helping us obtain pre-approval for a loan and purchasing our first home! He was very patient, kind and knowledgeable!

We work with Australia's biggest lenders and many more

Frequently Asked Questions

What documents will I need to apply for a home loan?

When applying for a home loan, you'll typically need to provide proof of identity, income verification, and details about your financial position.
We will guide you through the documents you need to supply once we understand your situation.

Can AW Mortgage Solutions help First Home Buyers?

Yes, we certainly can!
We pride ourselves on guiding and educating first home buyers when they are obtaining their first home loan. Understanding the various loan options available to you and what government incentives are available is critical when getting your first home loan.
Clear, jargon-free information is provided in a easy to understand way to help you make the right decision.

What is pre-approval and do I need it?

Pre-approval is when a lender agrees in principle to lend you a certain amount based on your financial situation.
It gives you confidence about your budget, shows real estate agents and sellers you're a serious buyer, and speeds up the final approval process once you find a property.

What is refinancing and when should I consider it?

Refinancing means replacing your existing home loan with a new one, either with your current lender or a different lender. People refinance for various reasons - you might want to access equity in your property, consolidate debts, or find a loan that suits your current circumstances.
We can review your existing loan and help you determine whether refinancing makes sense for you.

What does a mortgage broker do?

A mortgage broker acts as an intermediary between you and potential lenders. We work on your behalf to find suitable home loan options that align with your financial situation and goals. The research, paperwork, and negotiations with multiple lenders is done by us! This saves you considerable time and effort while giving you access to a broader range of loan products.
We guide you through each step of the borrowing process.

Can I get a home loan if I'm self-employed?

Absolutely! Being self-employed doesn't prevent you from getting a home loan.
Whether you're a sole trader, run a company, or work as a contractor, we'll help you gather the right documentation and find suitable lending options for your circumstances.