What documents will I need to apply for a home loan?
When applying for a home loan, you'll typically need to provide proof of identity, income verification, and details about your financial position.
We will guide you through the documents you need to supply once we understand your situation.
Can AW Mortgage Solutions help First Home Buyers?
Yes, we certainly can!
We pride ourselves on guiding and educating first home buyers when they are obtaining their first home loan. Understanding the various loan options available to you and what government incentives are available is critical when getting your first home loan.
Clear, jargon-free information is provided in a easy to understand way to help you make the right decision.
What is pre-approval and do I need it?
Pre-approval is when a lender agrees in principle to lend you a certain amount based on your financial situation.
It gives you confidence about your budget, shows real estate agents and sellers you're a serious buyer, and speeds up the final approval process once you find a property.
What is refinancing and when should I consider it?
Refinancing means replacing your existing home loan with a new one, either with your current lender or a different lender. People refinance for various reasons - you might want to access equity in your property, consolidate debts, or find a loan that suits your current circumstances.
We can review your existing loan and help you determine whether refinancing makes sense for you.
What does a mortgage broker do?
A mortgage broker acts as an intermediary between you and potential lenders. We work on your behalf to find suitable home loan options that align with your financial situation and goals. The research, paperwork, and negotiations with multiple lenders is done by us! This saves you considerable time and effort while giving you access to a broader range of loan products.
We guide you through each step of the borrowing process.
Can I get a home loan if I'm self-employed?
Absolutely! Being self-employed doesn't prevent you from getting a home loan.
Whether you're a sole trader, run a company, or work as a contractor, we'll help you gather the right documentation and find suitable lending options for your circumstances.
